illion can provide a flat file with attribute data via a secure file transfer service. Customers can simply load the data into IT infrastructure to support their Marketing and Sales departments. The customer can also use our recently released APIs to pull in data as often as needed.
Credit Demand Index (CDI)
The Credit Demand Index (CDI) is a credit demand indicator for geographic locations that indicates the likely number of credit enquiries over the next quarter for different credit products. The index ranges ranges from 1-7, with 1 representing low credit demand and 7 representing high credit demand.
illion has specific indices to ensure accurate indices on telco, utility, credit cards, personal loans, automotive, mortgage and SACC and MACC loan data.
The Geographic Risk Index (GRI) is a credit risk indicator based purely on geographic locations that indicates how likely a consumer is to have an adverse credit history relative to the New Zealand population. The GRI assigns a 1 (Good) to 13 (Bad) rating to an address based on the incidence of adverse data within an area. The GRI focusses on personal information, demographic data, government and property attributes to form a risk index score.
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